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Hvad er en insolvenserklæring og hvad virkning har den? Når du møder i Fogedretten og fortæller, at du ikke ejer noget af værdi, udover hvad der er nødvendigt for at opretholde et beskedent hjem og leve beskedent, vil Fogedretten give dig en insolvenserklæring. Det kaldes også fredningsreglen. Du bliver så fredet i 6 måneder fra ...

Når en skyldner under en fogedsag viser sig ikke at have nogen aktiver, kan der afgives en insolvenserklæring. Tidligere fredede denne erklæring debitor mod nye fogedsager i seks måneder. Med de nye regler er denne fredningsperiode nu udvidet til tolv måneder.

Insolvens opstår, når debitor ikke kan opfylde sine økonomiske forpligtelser, efterhånden som de forfalder. En sådan situation kaldes også for illikviditet. For en mere dybdegående forståelse af begrebet ‘insolvens’, kan du besøge dette link.

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